How to get a mortgage loan in Slovakia for non-residents

If you have a residence permit in Slovakia, you can contact the bank with a request to obtain a mortgage for the purchase of real estate when such an object has already been selected and its cost is known. 

To apply for a loan, non-residents submit the following package of documents: 

• international passport
• residence permit card
• conclusion from the property appraiser about its value 
• entrepreneur’s tax return 
• a certificate of income and absence of debt from the tax service. 

Each bank has its own form to fill out – you can get it when visiting or print it on the website. The whole process takes place in several stages. We offer support in obtaining a mortgage loan by our specialists in order to collect all the necessary documents.  

The bank considers the application from 1 to 4 weeks, and in case of a positive decision, offers the terms of the mortgage loan and the amount of the down payment. Support in obtaining a mortgage in Slovakia by our employees makes it easier for customers to choose a bank. Since there are many mortgage loan offers on the banking services market, which differ in interest rates, loan repayment terms, payments, and the possibility of early repayment. It is necessary to monitor more than one offer in order to find an acceptable one for you. Our experts will help you to analyze all the advantages and disadvantages of each offer and make the right choice.